Applications for the Habitat for Humanity ownership program are now being accepted by Putnam County Habitat for Humanity. The local housing ministry works with the applicant and members of the community to build a safe, decent, and affordable home; which in turn the applicant purchases from Habitat with a zero-interest mortgage. The three criteria Habitat requires are: a need for housing (living in poor substandard conditions, living with family, and/or in a cost-burdened situation); ability to pay for the home (reliable income and reasonable credit); and the willingness to partner with Habitat through their Sweat Equity and Educational hour requirements. Applicants must have lived or been working in Putnam County for at least twelve months, as the local chapter only builds in Putnam County. Applicants must also be legal US residents.
“Each year we encourage the public to help us spread the work on our application period. Some of the best results come from someone understanding our program and encouraging another family to apply” says Nancy Denehie, Family Services Coordinator.
These applications are for homes to be built in 2012 and 2013. The deadline is March 31, 2011. The applications are available at the Habitat website, www.pchabitat.org and at their offices at 728 E. 15th St., Cookeville, TN 38501. (Monday thru Thursday). For more information call 528-1711 ext. 5. Since 1995, PCHFH has provided affordable homeownership opportunities for 56 families, adding $5 million to the property tax base of Putnam County. This year, PCHFH will begin an additional program – Neighborhood Revitalization – working in particular neighborhoods with the residents to provide housing solutions and strengthen the community bond within the neighborhood. For information on PCHFH visit their website at www.pchabitat.org. On-line giving is also available at the website. You can also follow PCHFH on Facebook.